Serving Those Who Served
Military Injury Compensation Claims
Injured during military service? We hold the MoD accountable and secure compensation for serving personnel and veterans. No win, no fee.
- No win, no fee — zero financial risk
- Veterans and serving personnel
- All branches of the Armed Forces
- Free, no-obligation consultation
Start your claim check
24hr response · No obligation
Free legal help — confidentialFree, confidential legal assessment – speak to a solicitor today
MoD negligence & Armed Forces compensation
Can you claim for a military injury?
The MoD owes you the same duty of care as any employer under the Health and Safety at Work Act 1974. When it fails to provide safe equipment, adequate training, or proper medical treatment — and you are injured as a result — you are entitled to pursue a civil compensation claim regardless of rank or length of service.
Military negligence takes many forms. It can include issuing defective personal protective equipment, failing to conduct proper risk assessments before exercises, providing inadequate medical care at field hospitals, or ordering personnel into situations where foreseeable risks were not properly managed. If the MoD knew or should have known about a danger and failed to act, that failure may give rise to a valid claim for compensation on your behalf.
A fact that surprises many service personnel is that you can bring a claim while you are still serving. Making a claim will not appear on your service record, will not affect your security clearance, and will not impact your career progression. The MoD processes thousands of claims each year from serving personnel and veterans alike. However, there is normally a three-year time limit from the date of your injury or the date you first connected your symptoms to military service, so it is important to seek advice promptly.
Types of claimable injuries
Specialist military claims
Types of military injury claims we handle
Specialist legal representation across every category of military injury.
Non-freezing cold injury (NFCI)
Inadequate cold weather equipment and warming protocols
Frostbite & freezing cold injury
Extreme cold exposure without adequate protection
Hearing loss & tinnitus
Noise exposure without adequate hearing protection
PTSD & mental health
Combat exposure, trauma, and welfare support failures
Training accidents
Injuries where safety measures were insufficient
Vehicle accidents
Military vehicle collisions, rollovers, and equipment failures
Medical negligence
Substandard care at military hospitals and facilities
MoD negligence
Holding the Ministry of Defence accountable
AFCS vs civil claim
Which compensation route pays more?
Claiming while serving
Your rights as a serving member of the Armed Forces
Time limits
Three-year deadline and exceptions
No win no fee
Zero financial risk for service personnel
Compensation amounts
How much could your military claim be worth?
Army injury claims
Infantry, Paras, REME & Royal Engineers
Royal Navy claims
Naval personnel & Royal Marines
RAF injury claims
Royal Air Force personnel & ground crew
Veterans claims
Claiming after leaving service
Military hearing claims
Noise-induced hearing loss under PI
Veterans Compensation Routes
AFCS or Civil Claim — What's the Difference?
The Armed Forces Compensation Scheme (AFCS) is the MoD's own no-fault tariff system. You do not need to prove negligence — if you were injured during service, you may qualify. However, the awards are capped at fixed tariff levels and do not take into account your individual financial losses such as lost earnings, the cost of future care, or the full impact on your quality of life. For many claimants, AFCS payments represent only a fraction of what their injury is actually worth.
A civil compensation claim, by contrast, is fault-based and requires proof that the MoD was negligent. The significant advantage is that civil awards are uncapped and calculated individually to reflect your actual losses — including past and future lost earnings, rehabilitation costs, care needs, and pain and suffering. Civil claims consistently deliver substantially higher awards than the AFCS. Importantly, you can pursue both routes simultaneously; however, any AFCS payment will be offset against the civil award to prevent double recovery. Abraham Baron Solicitors can advise you on the best strategy.
AFCS (MoD Scheme)
- —No-fault tariff system
- —Administered by the MoD
- —Capped awards at fixed levels
- —Does not cover full financial losses
Civil Claim (Court)
- Fault-based — must prove negligence
- Pursued through the courts
- Uncapped awards — full compensation
- Includes lost earnings and future care
Zero Financial Risk
No Win No Fee Military Injury Claims
We understand that pursuing a claim against the Ministry of Defence can feel daunting, particularly when finances are already strained by an injury. That is why Abraham Baron Solicitors offer all military injury claims on a Conditional Fee Agreement — commonly known as no win, no fee. There are no upfront costs whatsoever, no hidden charges, and no financial risk to you at any stage of the process.
If your claim is unsuccessful, you pay nothing. If we win your case, a success fee is taken as a percentage of your compensation — and we will explain exactly how this works before you commit to anything. This arrangement means that every serving member of the Armed Forces and every veteran, regardless of their financial situation, can access the specialist legal representation they deserve. It removes the single biggest barrier that prevents injured service personnel from claiming the compensation they are owed.
Your Claims Process
How to Start Your Military Injury Claim
Free Consultation
We listen to what happened and assess your claim honestly, with no obligation. You will speak directly to a solicitor who understands military service and the claims process from day one.
Evidence Gathering
We obtain your military medical records, service records, witness statements, and independent expert reports on your behalf. You do not need to approach the MoD yourself — we handle all correspondence.
Letter of Claim
We notify the Ministry of Defence formally of your claim, setting out the negligence, your injuries, and the compensation sought. The MoD then has a fixed period to investigate and respond.
Settlement or Court
The majority of military injury claims settle before reaching court through negotiation. Where the MoD disputes liability or undervalues your claim, we are fully prepared to fight for maximum compensation at trial.
Common questions
Frequently asked questions
Can I make a military injury claim while I am still serving?
Yes, absolutely. Serving personnel have the same legal right to claim compensation as veterans. Making a claim will not appear on your service record, will not be reported to your commanding officer, and will not affect your security clearance or career progression. The MoD processes thousands of claims from serving personnel every year, and the process is handled entirely outside of the military chain of command. Abraham Baron Solicitors manage everything confidentially on your behalf.
What is the time limit for making a military injury claim?
The standard limitation period is three years from the date of your injury, or three years from the date you first became aware that your injury was connected to military service. This second point is particularly important for conditions like NFCI or PTSD, where symptoms may develop gradually or be diagnosed years after the event. There are exceptions that can extend this deadline, including cases involving individuals who lacked the mental capacity to bring a claim. We strongly recommend seeking legal advice as early as possible to protect your position.
What is the difference between the AFCS and a civil claim?
The Armed Forces Compensation Scheme is a no-fault tariff system administered by the MoD. You do not need to prove negligence, but the awards are capped at predetermined levels and do not reflect your individual financial losses. A civil claim is pursued through the courts and requires proof that the MoD was negligent, but the awards are uncapped and calculated to reflect your actual losses — including lost earnings, future care costs, and pain and suffering. You can pursue both routes at the same time, although any AFCS payment will be deducted from a civil award to prevent double recovery.
Will claiming affect my military career or security clearance?
No. Your claim is a private legal matter between you and the MoD's legal department, processed entirely outside of the military chain of command. It does not appear on your service record, is not reported to your unit, and has no bearing whatsoever on your security clearance, promotion prospects, or career progression. The Ministry of Defence is legally prohibited from retaliating against personnel who exercise their right to claim compensation. We have represented hundreds of serving personnel who have continued their careers without any adverse consequences.
How much compensation could I receive for a military injury?
Compensation varies significantly depending on the nature and severity of your injury, its impact on your daily life, and your financial losses. Minor injuries may attract awards in the range of £5,000 to £20,000, while serious injuries such as severe PTSD, life-changing cold injuries, or significant hearing loss can result in compensation of £50,000 to over £500,000. Additional heads of damage — including lost earnings, future earning capacity, rehabilitation costs, and care needs — can substantially increase the total value. Abraham Baron Solicitors will provide an honest assessment of your claim's potential value during your free consultation.
Does Abraham Baron handle claims against the Army, Navy and RAF?
Yes. Abraham Baron Solicitors (SRA No. 625623) represent injured service personnel and veterans from all branches of the British Armed Forces, including the British Army, Royal Navy, Royal Air Force, and Royal Marines. We also handle claims from members of the Reserve Forces and individuals who served in any capacity under the MoD's duty of care. Our offices are based in Birmingham and we represent clients nationwide. To discuss your case, call us on 0330 133 0777 for a free, no-obligation consultation.
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- Plain-English explanation of your options
- No pressure to proceed
- We aim to respond within 24 hours
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Client reviews
Trusted by hundreds of clients
Stephane Bowley
I can recommend Ali to anyone he's very good at his job work really hard and keep you updated at all times.
Sheila Garces
I can't recommend this firm enough for their outstanding support during my housing disrepair case. From the very beginning, Ali made me feel heard and understood, which meant so much during what was a really stressful time.
Ahsan Hussain
Dealt with Isaa with regards to my personal injury claim, he was very professional and prompt with dealing with my claim, kept me updated and helped to get me a great settlement, would definitely recommend to others.
Shaz Josephs
From start to finish of my claim I can't say anything but thank you Isaa. 100% true to your word. What an amazing Solicitor.
Molly White
Absolutely amazing solicitors, helped me with my housing disrepair claim, from start to finish my solicitor Ali was amazing kept me updated on everything, everyone was also very polite who I spoke to highly recommended.
Alex
After a court case with my local council after their repeated failure for nearly two years to solve the mould and damp within my house I contacted Abraham Baron Solicitors and in no time did they help with my claim.
A M L
I am very grateful to Abraham Baron solicitors for their great work, specially Bahja has done a great work supporting me all the way through and they got the best result possible. Thank you very much.
Father and son Gaming
Took care of our claim from start to finish and the result was pretty decent. Thanks to everyone's hard work we got the desired outcome.
imaan aziz
Isaa has been a very good solicitor he has showed me and explained every detail of the situation I have been in and I appreciate it so much. I would recommend him to you guys.
Umar Asghar
Very highly respected people Nazsh and Ali Kassam both helped me with my case, always helped if I had any problems and concerns. Thank you so much for everything.
Aaron Webster
My handler Junayd did fantastic work in winning my settlement.
Arshe Habib
They are the most professional and the best when it comes to disrepair claims and worked really hard.
kamal hamed
Thank you so much Abraham Solicitors for sorting out my ongoing problems in my flats. Special thank you to Mr Ali Kassam — you are very talented, kind and responsible person.
Sean Connolly
I can recommend this company they fixed all my disrepair to my home. Jayned was my solicitor and he was excellent and I'd use them again if I need their help.
Satish Malaviya
I had an excellent experience with Abraham Baron Solicitors. Special thanks to Issa, who handled my case with great professionalism, clear communication, and genuine care.
Sacherevell Aikens
Abraham Baron Solicitors are great to work with. Very helpful, above and beyond. If you need a solicitor ask for Iman Chishty, he is very good.
Usama Khan
I had an excellent experience with Abraham Baron Solicitors while handling my injury claim. The process was smooth, professional, and stress-free. A special thank-you to Maria, who did all the hard work.
Rumana Miah
Abraham Baron Solicitors were very professional, helpful, supportive and patient throughout. They ensured our claim was dealt with efficiently and always communicated to us.
Becky Maunder
Junahd was absolutely amazing with my case. He went above and beyond to help me. Outstanding service provided by him and great outcome. Couldn't be more happier.
H Singh
Thank you to Issa. Always kept me updated during the whole process of the claim. Appreciate the time and dedication he put in.
Mhamad Maulud
I want to give 5 star review to Abraham Baron Solicitors for great job and professional. Special thanks to Issa for his support. They were able to get good money for my injury claim very quickly.
Jim Mummert
Excellent result achieved with the professional assistance of Solicitor Sejal Karavadra who specializes in visa applications and the Home Office. Highly recommended.
Isa Ali
I want to give my full appreciation to Abraham Baron Solicitors and especially to Imam for his outstanding support with my housing disrepair claim. When I had lost hope, they guided me with professionalism.
Jane Hunt
Absolutely fantastic service, totally professional and respectful at all times. I was updated and kept informed every step of the way. I'm really happy with the outcome which was a really quick process.
Darren Stone
Abraham Baron Solicitors done a great job with my damp claim and would highly recommend them.
Julie Pinot de Moira
We found them supportive and thorough.
Jalil Nebizai
The best firm I have dealt with, very professional, very knowledgeable, amazing customer service. Would like to praise Mubi, who did amazing work. She went the extra mile and made a lot of effort on my claim.
Rizgar Zaree
2 times in the last 8 months I gave my case to Isaa and he went above and beyond to settle my claim very quickly. Very professional and reliable service.
katherine Harrison
The firm Abraham Baron Solicitors Limited is a fantastic firm, very professional, extremely kind. Get things done very fast. Very easy to contact and the outcome is true to the lawyers' words.
Marcus Williams
Highly recommended this company. Great communication levels from start to finish. Imam very friendly and good at his job, many thanks to you guys.
Phillip Marriott
Munira and Abraham both worked extremely hard to get the repairs done. Even though it was something they don't usually deal with, they got us the result we wanted.
Daisy Maria
Iman has been amazing from the very first day we spoke and has always paid complete attention to my needs. He has communicated with me throughout and shown so much support.
Kristal Thomas
I am very satisfied with the work that Imam and the firm has done from start to finish. Excellent communication throughout and have achieved an excellent outcome.
A Demisse
ABS is very helpful, pays attention to what I am saying, and is totally honest. I received so much help from Mr Ali Kassam, who handled my case professionally from start to finish.
Anil Badhan
Gave my case to Issa Khan and he went above and beyond to settle my claim. Very professional and reliable service. I felt valued as a customer.
Jay
Iman Chishty is the man. He done an amazing job, helped me so much and is a good and down to earth person to speak to. Highly Recommended.
fozia c
Excellent professional service! Isaa Khan handled my accident claim with prompt communication and a favourable outcome — closed within a matter of weeks.
Matthew Hurley
Yes and thank you very much for all the help, really grateful.
VernB
Imam has been the best. From the beginning he gave me good advice and support because it wasn't an easy process but with his frequent updates and explanations of the next steps, I felt at ease.
Lee Duffy
Can't thank this firm enough and the gentleman who helped me. With me being so ill, all these problems just got too much for me. I'd recommend these guys to anybody out there.
T G
Can't recommend this firm enough and Imam who took on my case has been so helpful keeping me updated with things and getting me the help I needed!
NANCY THORPE
Exceptional service provided by the company. Specifically Hana Nasreen — she provided knowledge and experience with a professional approach with regular updates. She dealt with my disrepair claim successfully.
Muryam Rivers
Exceptional service provided by the company and specifically from Imam. Professional approach, commitment, and regular updates. Dealt with issues and concerns successfully.
Natasha Frost
Amazing, friendly, helpful and go the extra mile! Abraham helped me with a case against my landlord.
Talha Khan
I cannot express enough gratitude for the exceptional service provided by Abraham Baron Solicitors, particularly by Sejal Karavadra. Her dedication and commitment to my case were truly remarkable.
arsham manouk
We are council tenants and we had a great experience with this firm. They helped us resolve a situation with our upstairs neighbours, whose persistent leaks were damaging our property.
Caroline Aro
We had a lovely experience with this firm. The client care was exceptional, the advice was easy to understand. My father felt his voice was heard all the time. They won the case.
Raise Malik
From the very beginning, I experienced excellent service with Abraham Baron Solicitors. Throughout my claim, they kept me well-informed, patiently explaining whenever needed.
akhtar miah
I had an exceptional experience. Their professional approach and unwavering confidence in handling my case truly stood out. The team's expertise and dedication provided me with peace of mind.
Adam Kalam
I was extremely impressed with the level of professionalism that the team provided me with. They really went the extra mile to make sure everything was completed exactly how we wanted it.
Mohammed Rashid
Absolutely fantastic service, very efficient, good communication at all times. Nice and prompt resolution, very happy with their service indeed.
mohsin Farooq
5 star service, very professional. Will recommend to all friends and family. Thank you Abraham.
Parminder Badhan
Outstanding service. If you're looking for a solicitor who is prompt, efficient and helpful with excellent communication skills, I would highly recommend Abraham Baron Solicitors.
Azharul Islam
Very knowledgeable in many areas, extremely clear in all communications and a genuine caring organisation. I fully recommend Abraham Baron Solicitors.
Hammad Ullah Sharif
Highly competent at what they do! The professional guidance and support provided was above and beyond. Would happily recommend.
Aman Rayat
Amazing solicitors!! I would definitely recommend them as they are very knowledgeable and give the best service to all their clients.
The Magnetic Muslimah
I definitely recommend Abraham Baron Solicitors, top service, very quick response, great customer service. Abraham is very knowledgeable and knows the law very well.
Jayesh Bhatt
Brilliant service, very professional and helpful and also very efficient.
Adele Dwyer
I am very happy with the work that has been done for my family, and very impressed with the work done in a short time frame. I would recommend this firm to others.
Stephane Bowley
I can recommend Ali to anyone he's very good at his job work really hard and keep you updated at all times.
Sheila Garces
I can't recommend this firm enough for their outstanding support during my housing disrepair case. From the very beginning, Ali made me feel heard and understood, which meant so much during what was a really stressful time.
Ahsan Hussain
Dealt with Isaa with regards to my personal injury claim, he was very professional and prompt with dealing with my claim, kept me updated and helped to get me a great settlement, would definitely recommend to others.
Shaz Josephs
From start to finish of my claim I can't say anything but thank you Isaa. 100% true to your word. What an amazing Solicitor.
Molly White
Absolutely amazing solicitors, helped me with my housing disrepair claim, from start to finish my solicitor Ali was amazing kept me updated on everything, everyone was also very polite who I spoke to highly recommended.
Alex
After a court case with my local council after their repeated failure for nearly two years to solve the mould and damp within my house I contacted Abraham Baron Solicitors and in no time did they help with my claim.
A M L
I am very grateful to Abraham Baron solicitors for their great work, specially Bahja has done a great work supporting me all the way through and they got the best result possible. Thank you very much.
Father and son Gaming
Took care of our claim from start to finish and the result was pretty decent. Thanks to everyone's hard work we got the desired outcome.
imaan aziz
Isaa has been a very good solicitor he has showed me and explained every detail of the situation I have been in and I appreciate it so much. I would recommend him to you guys.
Umar Asghar
Very highly respected people Nazsh and Ali Kassam both helped me with my case, always helped if I had any problems and concerns. Thank you so much for everything.
Aaron Webster
My handler Junayd did fantastic work in winning my settlement.
Arshe Habib
They are the most professional and the best when it comes to disrepair claims and worked really hard.
kamal hamed
Thank you so much Abraham Solicitors for sorting out my ongoing problems in my flats. Special thank you to Mr Ali Kassam — you are very talented, kind and responsible person.
Sean Connolly
I can recommend this company they fixed all my disrepair to my home. Jayned was my solicitor and he was excellent and I'd use them again if I need their help.
Satish Malaviya
I had an excellent experience with Abraham Baron Solicitors. Special thanks to Issa, who handled my case with great professionalism, clear communication, and genuine care.
Sacherevell Aikens
Abraham Baron Solicitors are great to work with. Very helpful, above and beyond. If you need a solicitor ask for Iman Chishty, he is very good.
Usama Khan
I had an excellent experience with Abraham Baron Solicitors while handling my injury claim. The process was smooth, professional, and stress-free. A special thank-you to Maria, who did all the hard work.
Rumana Miah
Abraham Baron Solicitors were very professional, helpful, supportive and patient throughout. They ensured our claim was dealt with efficiently and always communicated to us.
Becky Maunder
Junahd was absolutely amazing with my case. He went above and beyond to help me. Outstanding service provided by him and great outcome. Couldn't be more happier.
H Singh
Thank you to Issa. Always kept me updated during the whole process of the claim. Appreciate the time and dedication he put in.
Mhamad Maulud
I want to give 5 star review to Abraham Baron Solicitors for great job and professional. Special thanks to Issa for his support. They were able to get good money for my injury claim very quickly.
Jim Mummert
Excellent result achieved with the professional assistance of Solicitor Sejal Karavadra who specializes in visa applications and the Home Office. Highly recommended.
Isa Ali
I want to give my full appreciation to Abraham Baron Solicitors and especially to Imam for his outstanding support with my housing disrepair claim. When I had lost hope, they guided me with professionalism.
Jane Hunt
Absolutely fantastic service, totally professional and respectful at all times. I was updated and kept informed every step of the way. I'm really happy with the outcome which was a really quick process.
Darren Stone
Abraham Baron Solicitors done a great job with my damp claim and would highly recommend them.
Julie Pinot de Moira
We found them supportive and thorough.
Jalil Nebizai
The best firm I have dealt with, very professional, very knowledgeable, amazing customer service. Would like to praise Mubi, who did amazing work. She went the extra mile and made a lot of effort on my claim.
Rizgar Zaree
2 times in the last 8 months I gave my case to Isaa and he went above and beyond to settle my claim very quickly. Very professional and reliable service.
katherine Harrison
The firm Abraham Baron Solicitors Limited is a fantastic firm, very professional, extremely kind. Get things done very fast. Very easy to contact and the outcome is true to the lawyers' words.
Marcus Williams
Highly recommended this company. Great communication levels from start to finish. Imam very friendly and good at his job, many thanks to you guys.
Phillip Marriott
Munira and Abraham both worked extremely hard to get the repairs done. Even though it was something they don't usually deal with, they got us the result we wanted.
Daisy Maria
Iman has been amazing from the very first day we spoke and has always paid complete attention to my needs. He has communicated with me throughout and shown so much support.
Kristal Thomas
I am very satisfied with the work that Imam and the firm has done from start to finish. Excellent communication throughout and have achieved an excellent outcome.
A Demisse
ABS is very helpful, pays attention to what I am saying, and is totally honest. I received so much help from Mr Ali Kassam, who handled my case professionally from start to finish.
Anil Badhan
Gave my case to Issa Khan and he went above and beyond to settle my claim. Very professional and reliable service. I felt valued as a customer.
Jay
Iman Chishty is the man. He done an amazing job, helped me so much and is a good and down to earth person to speak to. Highly Recommended.
fozia c
Excellent professional service! Isaa Khan handled my accident claim with prompt communication and a favourable outcome — closed within a matter of weeks.
Matthew Hurley
Yes and thank you very much for all the help, really grateful.
VernB
Imam has been the best. From the beginning he gave me good advice and support because it wasn't an easy process but with his frequent updates and explanations of the next steps, I felt at ease.
Lee Duffy
Can't thank this firm enough and the gentleman who helped me. With me being so ill, all these problems just got too much for me. I'd recommend these guys to anybody out there.
T G
Can't recommend this firm enough and Imam who took on my case has been so helpful keeping me updated with things and getting me the help I needed!
NANCY THORPE
Exceptional service provided by the company. Specifically Hana Nasreen — she provided knowledge and experience with a professional approach with regular updates. She dealt with my disrepair claim successfully.
Muryam Rivers
Exceptional service provided by the company and specifically from Imam. Professional approach, commitment, and regular updates. Dealt with issues and concerns successfully.
Natasha Frost
Amazing, friendly, helpful and go the extra mile! Abraham helped me with a case against my landlord.
Talha Khan
I cannot express enough gratitude for the exceptional service provided by Abraham Baron Solicitors, particularly by Sejal Karavadra. Her dedication and commitment to my case were truly remarkable.
arsham manouk
We are council tenants and we had a great experience with this firm. They helped us resolve a situation with our upstairs neighbours, whose persistent leaks were damaging our property.
Caroline Aro
We had a lovely experience with this firm. The client care was exceptional, the advice was easy to understand. My father felt his voice was heard all the time. They won the case.
Raise Malik
From the very beginning, I experienced excellent service with Abraham Baron Solicitors. Throughout my claim, they kept me well-informed, patiently explaining whenever needed.
akhtar miah
I had an exceptional experience. Their professional approach and unwavering confidence in handling my case truly stood out. The team's expertise and dedication provided me with peace of mind.
Adam Kalam
I was extremely impressed with the level of professionalism that the team provided me with. They really went the extra mile to make sure everything was completed exactly how we wanted it.
Mohammed Rashid
Absolutely fantastic service, very efficient, good communication at all times. Nice and prompt resolution, very happy with their service indeed.
mohsin Farooq
5 star service, very professional. Will recommend to all friends and family. Thank you Abraham.
Parminder Badhan
Outstanding service. If you're looking for a solicitor who is prompt, efficient and helpful with excellent communication skills, I would highly recommend Abraham Baron Solicitors.
Azharul Islam
Very knowledgeable in many areas, extremely clear in all communications and a genuine caring organisation. I fully recommend Abraham Baron Solicitors.
Hammad Ullah Sharif
Highly competent at what they do! The professional guidance and support provided was above and beyond. Would happily recommend.
Aman Rayat
Amazing solicitors!! I would definitely recommend them as they are very knowledgeable and give the best service to all their clients.
The Magnetic Muslimah
I definitely recommend Abraham Baron Solicitors, top service, very quick response, great customer service. Abraham is very knowledgeable and knows the law very well.
Jayesh Bhatt
Brilliant service, very professional and helpful and also very efficient.
Adele Dwyer
I am very happy with the work that has been done for my family, and very impressed with the work done in a short time frame. I would recommend this firm to others.
Your first conversation is free, confidential, and without obligation. Contacting us does not start proceedings or commit you to any fees.